The first of Pennsylvania’s online gambling sites are soon to go live. Upon launch, these casinos and sports betting sites will offer a variety of methods for transferring money into and out of player accounts.

Existing websites in other U.S. markets provide a standard model upon which we can base assumptions for Pennsylvania. Every major site can be expected to have a similar array of options for instant electronic transactions, third-party processing methods such as eWallets, a handful of face-to-face cash channels, and a framework for convenient and reliable withdrawals of your winnings.

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Deposit options

The good news for Pennsylvania players is that other U.S. markets have already gone through the trials and tribulations of setting up and optimizing their banking methods. Pennsylvania will have learned from this process, and combined with the growing acceptance of legal U.S. online gambling among banking institutions and third-party processors, players should be able to claim their first-time deposit bonuses in a jif.

Listed below is a snapshot of all the available depositing methods we expect to see in the PA sports betting, online casino, and online poker gambling markets.

Instant transfer from checking accounts

• ACH transfer: ACH transfers, also referred to as eChecks, are the preferred option for bettors with checking accounts, as they feature solid limits and high acceptance rates. Many casino and sportsbook operators may have this listed as VIP Preferred, an ACH service offered by the Global Payments company (a common partner for online gambling sites.) With ACH transfers, funds are available instantly, although may not be taken from your bank right away. This will likely be among the most common depositing options used, and should be available on every site.
• Online bill pay: This is another common checking option, that is nearly as good as an ACH transfer pending you have both activated the feature with your bank (many but not all offer it). Transactions may or may not be slower than eChecks.

Best bet? We have to go with ACH transfers on this one, as they generally allow for higher limits and wider acceptance. Not only that, but online banking transfers require you to login to your bank via a portal from the online gambling site. It’s not the biggest deal in the world, but players will notice those few extra keystrokes compared to ACH transfers, which simply task players with entering their account info exactly once.

Cards

• Credit or debit card: Credit card transactions are also typically offered by all sites, though generally limited only to Visa or MasterCard. Deposits are still easy and electronic, though may be slightly slower or subject to a tighter limit than checking transfers. Also, in some case use of credit/debit cards may be blocked by your particular bank.
• Prepaid card: Most online gambling sites will offer their own prepaid credit card account branded to the site (or, in the case of some operators, the network). Online sportsbooks are quickly adopting this feature as well. Money is transferred by other means onto the card (usually a checking account or debit card), and from there to your site account. While this puts an additional layer between you and your money, it can sometimes help to circumvent single-transaction limits (also, daily limits are fairly high, though monthly limits can be lower than expected).

Best bet? Tough call. On one hand, credit/debit card transactions are the ultimate in convenience. However, the acceptance rates on deposit are probably the lowest of any payment method, and you cannot withdraw to them. That, and sometimes, the issuing bank will bill credit card transactions as a cash advance, meaning depositors will get hit with a fee.

On the other hand, prepaid cards take a few extra steps to set up, and require that you have a debit/credit card or checking account on hand in which to fund the card. That said, players do not need to have the physical card on hand to utilize this method (a common misconception), so there is no need to wait until it drops in the mail. Also, prepaid cards can typically be used wherever Discover is accepted and at ATM machines.

Given this, we have to give the edge to the prepaid cards, except of course in the case where a player is able to successfully load via a debit card.

eWallets

• PayPal: Likely the most popular eWallet in the U.S., PayPal was not initially a deposit option when many existing NJ online casinos launched, much to the detriment of the industry. After spreadly slowly, PayPal is now nearly everywhere, and will likely be available for most PA sites. Transfers are fast and limits tend to be high, making this probably by far the easiest option for existing PayPal users. One small limitation is that the email on your PayPal account should match the one used on the casino or sportsbook account.
• NETELLER: A very popular service for gamblers outside the U.S., NETELLER is extremely secure and tends to have very high limits for transfers to the casinos and sportsbooks. However, there may be stricter limits on how much money you’ll be able to load onto NETELLER at any given time. Unfortunately fees are a bit on the high end, making this service less appealing than PayPal.
• Skrill: Skrill is essentially the same as NETELLER, though available at slightly less sites.

Best bet? PayPal and it’s not even close, that is, unless you’re trying to get a whopping amount of money (more than $5,000) onto an online gambling site all at once. Most aren’t.

Most online gambling sites have it so a secure PayPal portal is opened directly via the depositing interface, from which players will have to click exactly twice before completing their fee-free transaction. Funds are then loaded instantaneously to the online sportsbook or gambling site. Convenient.

PayPal is also known for its stellar acceptance rates and fast turnarounds on withdrawal requests. In the New Jersey market it’s gotten to the point where players that withdraw via PayPal can expect their money is as little as one business day. We anticipate the same level of reliability and speed in Pennsylvania.

Admittedly, PayPal isn’t perfect in that players cannot use funds that were deposited to PayPal via credit card (to discourage money laundering), and that they must use a personal account that is preferably tied to the same email address as their sports wagering or iGaming account. But these are very minor quibbles in the grand scheme of things.

Cash transactions

• PayNearMe: Gamblers that prefer to keep their banking information offline, will be happy to know that there is usually a local cash-in-hand option. After setting up a PayNearMe deposit, the player simply travels to a convenient location (usually the nearest 7-Eleven store, though CVS and Family Dollar is also common) and provides an authorization code (printed or on smartphone) and the proper amount of cash to the retail clerk. This method typically has a limit of $500 a day.
• Cash at the cage: In the case of players who happen to be at or near a brick-and-mortar casino or sportsbook, a visit to the cashiers cage will allow you to instantly transfer cash money (or check, or plastic) with practically no limit. This is the least physically convenient option, except when it isn’t.

Best bet? We’ll go with the cop-out answer and say “it depends.” Fact is, most of Pennsylvania’s casinos are located in the main population centers of Philadelphia, Pittsburgh, and the Poconos, meaning that a large portion of the state’s population will live within striking distance of a casino cage. Not to mention, casino cages also allow for higher deposits than PayNearMe and allow for withdrawals.

On the flip side, eligible PayNearMe locations are spread all throughout the eastern part of Pennsylvania, so for some, it will prove the more convenient option. Those who live in Western PA, however, will be largely out of luck.

Alternatives

The above options will suffice for nearly all cases, but under rare circumstances where none are suitable a player can sometimes use wire transfers or mailed paper checks. These alternative methods can be expected to be slower and more complicated to arrange. Checks will be extremely slow, and wire transfers often subject to serious fees.

Withdrawals

Not every method for depositing your money is also suitable for collecting your winnings. To transfer money back out of your account, players are usually limited to:

• ACH transfer (VIP Preferred)
• PayPal
• NETELLER/Skrill
• Prepaid Card
• Cashier’s Cage
• Paper check issued to the player by mail.

Of these, ACH eChecks and PayPal are very convenient. Though occasionally subject to small delays (we’re talking a day or two), the turnaround is usually lightning quick. NETELLER and Skrill are again subject to significant fees.

An important caveat here is that typically an electronic withdrawal method is only allowed if you previously used that same method to deposit your money. If you used a method not listed above or your original option is no longer suitable, expect to have to request a paper check by mail.

Also, players will typically have to verify their withdrawal method before utilizing it. This usually entails uploading a copy of your driver’s license, banking statement, PayPal statement, or other relevant document onto the online gambling or sports betting site. Gambling operators will only ask you to do this the first time you withdraw via a selected method; all subsequent withdrawal requests will be handled without any hangups.

FAQ

What are the most reliable methods?

Using the sites prepaid card option should work nearly 100%, with PayPal a close second. ACH transfers are reliable around 90% of the time.

Of course the only surefire method is cash delivery methods such as PayNearMe and Cash at the Casino Cage, but the downside here is that making deposits via these methods will require a measure of travel.

Why is my PayPal account being blocked?

Be certain you are using a personal account, PayPal Business or Premier accounts will not be allowed. Also, confirm that your e-mail address and user information is consistent between your PayPal and your casino/sportsbook account information.

It’s also plausible that you hit your daily, weekly, or monthly deposit limit. Check with the gambling site to see what these limits are. In some cases, you can request higher limits.

Is there any way to expedite my withdrawal?

If you are ready to cash out, be prepared with additional personal information as the operator is likely to be extra cautious about money that leaves its hands. You may need to upload identifying documentation, such as a scanned photo ID or a pdf of a bank statement (commonly needed for ACH withdrawal). Fortunately these requirements are a one-time situation, and future withdrawals should go even more smoothly.

If you really need a withdrawal processed quickly, ask support to see if they can hurry things up. We’ve tried this and at times, it works, with the online gambling site processing our request almost immediately. Of course, we still had to wait for the funds to hit our accounts, but that only took a day or two, at most.

Is there any way to cut down on these NETELLER fees?

Yes, use PayPal instead. That said, the processing fees on NETELLER transactions aren’t terrible, typically hovering around 2.5%.

Do note, that online gambling sites never charge payment processing fees, which can’t be said about illegal offshore sites. Instead, the fees come from the issuing bank or third-party processor.

Whenever possible, try to utilize a method that doesn’t charge fees, like PayPal, ACH, or the prepaid card option, first.

What is the minimum deposit allowed?

Typically minimum deposits via most methods are $10, though on some sites ACH transfers or credit cards may have a minimum of $20.

Generally, though, new users will want to make larger deposits to take advantage of our first-time deposit promotions.

I want to maximize my deposit bonus, but I’m hitting the limit for my preferred method?

Generally, strict limits are set by your bank or credit card company, not the casino or sportsbook. However, if you contact live support for the gambling site a customer service representative can often authorize combining two deposits via different methods (as long as you haven’t started betting the money already).

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While SugarHouse Casino wasn’t the first to offer retail sports betting in Pennsylvania, it did manage to beat out the competition in the online space.

The property, which is owned by Rush Street Gaming, opened the doors to PA’s first online sports betting site in late May, after receiving the green light from the state gaming control board to take bets unrestricted, 24 hours a day.

SugarHouse also has a presence in New Jersey, where it has honed its operation running both an online casino and Kambi-powered sports betting platform. Its PA online sportsbook is effectively a clone of its NJ book, which is mostly a pro, as Play SugarHouse Sports offers tons of games to bet on, a vast array of wagering formats, and a stellar loyalty program. But as we’ll see, there are other aspects of the app — notably some of the lines — that have something to be desired.

Read on for a comprehensive review of the Play SugarHouse PA online sportsbook, along with an exclusive bonus offer.

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Breaking down the bonus

With its shockingly low wager requirement of 1X, the SugarHouse welcome package is a significant and rare deal.

For example, if you deposit $200, you’ll see your original $200 in your player account, along with $200 in bonus cash. To convert the bonus to cash, you would simply need to wager a total of $200 in either the online sportsbook or casino. Whatever you win, including the wager amount, is yours to keep!

While other competitors might offer larger deposit match maximums or free bets, you can be certain that most if not all will impose much stricter and more exhausting wager requirements to unlock the full value of the bonus.

There are a few caveats tied to the bonus that players should know about. First, players only have 30 days to work through the bonus, which shouldn’t be an issue for most. Secondly, only prematch and live wagers of -200 or shorter count can be applied toward the bonus. So no betting on heavy favorites.

Lastly, bonus funds cannot be wagered on casino table games at this time.

Extra credit: For even more value, players can sign up for online accounts at the physical SugarHouse Casino in Philadelphia, where they’ll receive a prize wheel spin worth up to $250.

Why bet at SugarHouse PA online

• Best in class loyalty program: SugarHouse’s iRush Rewards program originally launched in New Jersey, and is now considered to be the best in the state. Unsurprisingly, the site has integrated the same innovative loyalty scheme into its PA sportsbook and casino. The program awards a bevy of goodies to players who advance through tiers by earning loyalty points.
• Easy to clear deposit bonus: SugarHouse’s $250 match deposit bonus is an exceedingly good value due to the fact that the bonus dollars only need to be wagered 1X before they can be cashed out. Other sites may offer higher-dollar bonuses, but usually make them much more difficult to unlock.
• Casino/wallet integration: SugarHouse sports bettors will be able to easily change gears and play one of the site’s many online slots and table games without having to create separate accounts or fund separate wallets. All gambling options will be consolidated into one well-designed website.

Special promotions and offers

With nearly all of the state’s land-based casinos launching their own online sportsbooks, competition for sports betting dollars will be fierce. But this is nothing new for Play SugarHouse, which already battles against over a dozen sportsbook brands for a share of the New Jersey market.

All of this competition is great for players, though, as it motivates sites like SugarHouse PA to trim some of its edges by offering a constant stream of promos.

In one instance, for example, SugarHouse ran a promo removing the vig from spread bets on NBA finals games.

Also look for:

• Refer-a-friend bonuses
• Nightly “Boosts” on odds for certain bets
• Full or partial refunds, awarded as a 1x bonus, on losing wagers

Expect to see plenty more promotions of all shapes and sizes coinciding with popular games and events.

Play SugarHouse Sportsbook PA loyalty program

SugarHouse’s online loyalty system is second to none in the legal U.S. sportsbook/casino industry. Instead of copying the boring old points-for-cash programs most online casinos were offering in New Jersey, SugarHouse built an innovative program from the ground up that players have come to love.

Much to the delight of PA gamblers, the same program, dubbed iRush Rewards, has been deployed in the Keystone State, and it even applies to sports wagers.

The program consists of 11 Loyalty Levels, with each consecutive level awarding players with increasingly attractive prizes and benefits. Loyalty Level Points (LLP) increase your level, while Bonus Store Points can be redeemed in the store for bonus money (1x play through), or for Prize Wheel spins.

Other perks can include:

• Luxury hotel accommodations in Philadelphia
• Dedicated VIP concierge
• Special SugarHouse Casino offers
• VIP promo calendar, available at level 7+
• Land-based free plays and dining
• Luxury VIP gifts

The VIP Calendar is particularly lucrative, offering eligible players everything from additional deposit matches, sweepstakes entires, leaderboard competitions, free VIP bingo entries, and a few special surprises.

You can earn points in both the sportsbook and the casino, but sports bettors accrue points in a slightly different way.

Players betting on single events will earn one point per $10 wagered. However, when betting parlays, points are accumulated even faster, with the rate topping out at one point for every $1 spent on parlays that include 10 to 12 combinations.

SugarHouse rightly expects to win the vast majority of those types of bets, which is why it doesn’t mind shelling out a few extra points for those who shoot for the stars.

Admittedly, the casino accural rate is a bit better, with players earning about 1 point per $0.25 in theoretical loss, as opposed to about 1 point per $0.45 in theo for sports bets.

Software platforms — Now available on iOS

Play SugarHouse sportsbook is available both via web browsers and mobile devices, including iOS.

Players on laptop or desktop computers can simply navigate to the Play SugarHouse website and place their bets directly through their favorite browser (e.g., Chrome, Firefox, Safari, and Edge).

SugarHouse also boasts a dedicated mobile app for Android smartphones and tablets, and more recently, has worked out a solution so that players can bet on iOS devices. The workaround spawns from a change in Apple’s terms of service that placed limits on gambling apps.

Play SugarHouse utilizes a deep filtering system for its wagers. At the top level, bets are categorized by markets, followed by sub-markets, and then games. Frontline wagers like moneylines, totals, and point spreads are prominently displayed in the main interface, and players can clickthrough (or tap) to reveal more bets such as props, and alt. lines (also categorized by type). In addition, players can navigate to other games in the same market from this view, including games already in progress.

While it’s ultra convenient to have multiple views of different markets and games, the interface does feel a little overwhelming and disjointed — not enough to frighten a seasoned bettor, but perhaps enough to confound a neophyte. Sometimes less is more. But aesthetically, the app is a charm, implementing a cool blue on white interface, and brightly colored icons.

Banking at Play SugarHouse Sportsbook

iGaming is still in its infancy in PA, so the state gaming control board is still busy approving deposit methods. Eventually, SugarHouse should feature all of the same methods available at its sister site in New Jersey. Unfortunately, PayPal, Neteller and eChecks are not yet available, but we expect them to be soon.

For now, PA players can deposit via:

• Visa/MasterCard credit cards
• SugarHouse Prepaid Card (Play+)
• PayNearMe (Pay at 7-Eleven)
• Online banking transfer (ACH)
• Cash at the SugarHouse cage
• Wire transfer

Withdrawals can be made through:

• Online banking transfer (ACH)
• SugarHouse Prepaid Card (Play+)
• Paper check by mail
• Casino cashier’s cage

It should be noted that Play SugarHouse sports shares a platform and wallet with its integrated casino. This proves to be the ultimate in convenience, as players will never have to travel more than a couple of clicks from the book to get their gamble on, and won’t have to go through a separate cashier either.

Betting lines

Compared to other Kambi-powered sites, the lines on SugarHouse stack up well. Furthermore, the lines are set similarly, if not identically, to those offered on SugarHouse’s sister NJ site. That’s welcome news, as there was some worry that casinos would post less favorable liens in PA due to the crushing 36% tax rate they must pay on sportsbook revenue.

But it’s not all peaches and cream.

NFL point spreads and totals are the standard -110, but we found the moneylines pretty mediocre, to the point where bettors may want to shop elsewhere. Props were also something of a mixed bag — but still better than what was observed on other Kambi-powered sites.

On the plus side, SugarHouse often offers better MLB odds (particularly on favorites) than others in the U.S. regulated market, including FanDuel Sportsbook. And the moneylines are a full-degree better than what’s found at Parx online sportsbook.

Are the MLB as good as the lines set out in Las Vegas? Often not, but they’re not egregiously awful either.

Two-team parlays pay out a hair better than the traditional 2.6:1 on even-odds wagers, and SugarHouse prices out a lot of alternative lines at better than market average pricing.

Teaser pricing is a highlight, Reason being is that Teaser+ (an innovation unique to Kambi powered sites) uses individual games as a bases to determine payouts, and not parlays. This results in a more generous price.

SugarHouse PA betting markets

All of SugarHouse’s betting markets are fully visible on the desktop website, displayed down the left sidebar. At the top, the most popular sports and events are listed, while a complete list of markets is available below.

Under the Sports header, you’ll find a list of wagering options broken down by sport. Clicking on those buttons will display a drop-down of all of the bets offered under that particular game type.

Here is a list of all sports currently offered, along with a few of their key leagues and events:

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• Basketball: NBA, NCAAB, WNBA
• Boxing
• Tennis: French Open, Wimbledon, U.S. Open
• Soccer: MLS, plus too many others to list
• Baseball: MLB, NCAA
• Hockey: NHL, AHL
• Football: NFL, NCAAF, CFL
• Golf: PGA Tour, The Masters, U.S. Open, U.S. PGA championship
• Motorsports: Formula1, IndyCar, NASCAR
• UFC/MMA

Bet types

As far as betting types, a full menu of options is on the table. That includes many common types like moneylines, totals, point spreads, and parlays, futures, and props, along with a robust in-play offering and some lesser-known options, like:

• Jackpot Parlays: Similar to a lottery quick pick. Simply open up a Jackpot Parlay and a selection of teams will be pre-filled inside a ticket. Choose your wager amount and cross your fingers for a big payday.
• Cash out early option: If the game is not yet over, you can choose to cash out early for a partial payout with this feature. Only available on select events, and not eligible for free play wagers.
• NFL and NBA Teaser + bets: Cross over sports and make a bet on teams in different leagues via Kambi’s unique (and generally better) Teaser pricing.

We have to say, Play SugarHouse does an extremely admirable job in the game selection department, offering more than enough bets per game to satiate even the most finicky bettor.

SugarHouse PA land-based sportsbook

SugarHouse opened its temporary brick-and-mortar sportsbook for business in December 2018, but is still busy constructing a permanent facility.

The temporary digs are situated near the poker room and span 1,800 square feet, seating around 70 people. The space features a luxury lounge which boasts 12 flat-screen monitors and one large 14-foot LED wall, for comfortable simultaneous viewing of several events.

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The permanent facility, which will replace the existing Lucky Red Lounge on the main gaming floor, is slated to open in the fall of 2019. The space will house more than double the seating of the current room (5,300 square ft.,), which is already enjoying significant activity.

Highlights of the permanent book include:

• Seating for over 110+ guests
• A 56.6′ x 10.5′ central viewing station
• Eight 80” flat screens located throughout the book
• Over 20 self serve betting kiosks

Rush Street is using the Kambi Group to help take the actual online and live wagers for both SugarHouse and Rivers in Pittsburgh.

More on SugarHouse PA

SugarHouse Casino was granted a license to build a Category 2 casino by the PGCB in 2006. After some legal delays, construction began in 2009 and the Philadelphia-area casino officially opened in September of 2010.

SugarHouse decided to launch its own online casino in New Jersey in September of 2016 under Golden Nugget’s license. The project was initiated to bring in new revenue as well as to establish the brand and gain online experience in advance of online gaming becoming legalized in SugarHouse’s home state of Pennsylvania.

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Unfortunately PA’s gaming expansion took a little longer than hoped, but in the intervening time Play SugarHouse became a formidable casino in New Jersey’s online market, offering one of the best game libraries in the state as well as the much-lauded iRush program.

Play SugarHouse NJ began offering online sports betting on August 23, the third site to do so in the U.S. It now conducts sports under the Monmouth Park license, after deciding to leave Golden Nugget (it’s still licensed under Golden Nugget for iGaming) so that it could offer wagers on NBA games.

On July 16, 2018 (the last day of the application window) SugarHouse applied to the Pennsylvania Gaming Control Board for a license to offer online interactive gaming, which was granted in September. The casino then petitioned for permission to offer sports betting, which it received at the end of October.

SugarHouse’s parent company, Rush Street Gaming, got the casino’s temporary sportsbook facility up and running on December 15 (alongside its sister casino, Rivers). Five months later, the company launched its online/mobile product in PA, becoming the first operator to do so. After three days of testing, the site became officially live on May 31.

SugarHouse Sportsbook PA Verdict

• New Player Bonus
• Betting Lines
• Game Selection
• Software
• Cashiering

Summary

Play SugarHouse Sportsbook PA is a virtual clone of its NJ operation, which partly explains how the company was the first to the online market in the Keystone State. Drawing on years of experience across the border, the book boasts one of the best welcome bonus deals around, along with a strong loyalty program and robust game selection. The lines are a mixed bag, but this online sportsbook still stands to be one of the more solid choices in PA.

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